average compensation for mesothelioma claim and PIP
Mesothelioma compensation can assist patients and their families pay for treatment costs and other expenses. Compensation can provide financial security if a patient dies.
A mesothelioma lawyer with experience has a large database of asbestos-producing firms and can identify the responsible companies based on information like work history, diagnosis and exposure sites. Compensation can come from trust funds, lawsuits or settlements.
Diffuse Mesothelioma Payment Scheme
DMPS is a compensation plan for diffuse mesothelioma patients. It is designed to compensate those who, whether negligently or in breach of their statutory duty, were exposed to asbestos at work and are not able to file any claim against their employer or the employer's Employers' Liability insurance.
People who are diagnosed with the asbestos-related disease are able to apply for a lump sum in accordance with their age at the time they were diagnosed. The current DMPS scheme was introduced on 25 July 2012 and was administered by Gallagher Bassett, but as beginning on April 1, 2018, it will be administrated by TopMark Claims Management Ltd.
The DMPS scheme provides benefits to anyone who is a recipient of the Industrial Injuries Disablement benefit or is the dependent of a person who died due to an asbestos-related disease. This includes those who are not qualified for a payout for mesothelioma under either the Pneumoconiosis Act of 2008 or the Diffuse Mesothelioma Scheme. If you are the dependent of a deceased mesothelioma patient, you must submit your application within 12 months after the date of death.
There are also a number of exemptions to the requirements for eligibility for DMPS. There are also a number of exceptions to the eligibility requirements for DMPS. This includes those who were exposed to asbestos in a second way, for example, wives washing their husbands' clothing at work, or environmental exposure. They will be compensated under the DMPS scheme, but they should first consult a mesothelioma lawyer to determine if they have the right to make a civil claim against their former employers or insurance companies.
DMPS will subtract from your compensation any other state benefits you receive. DMPS money will be added to your civil case compensation. A mesothelioma attorney can help you receive the maximum amount of compensation in your case. The DMPS website says that you can apply yourself for an DMPS Payment, however it's recommended that you work with a specialist mesothelioma lawyer.
Industrial Injuries Disability Benefit (IIDB).
This is a weekly allowance paid to those who are disabled because of an accident at work or other illnesses that are related to their job (but not self-employment). IIDB is a no-fault scheme, meaning that claimants do not have to prove their negligence through the courts. Instead the Department for Work and Pensions will evaluate claims to determine if they qualify.
Based on the degree of disability, you may be compensated for the rest of your lifetime or for a predetermined period. A doctor will determine the amount of disability and will only take into account the extent that it is due to an injury or illness at work. A pre-existing condition won't be taken into account, but a doctor can assess your situation in the event that it gets worse.
The IIDB is not a means-tested benefit, and is tax-free. It can be paid on top of other benefits for incapacity, such as Attendance Allowance or Exceptionally Serious Disablement Allowance. It can also be used to top up an amount in lump sum that was made as compensation for an accident or disease, such as mesothelioma.
If you have been diagnosed with mesothelioma or an asbestos-related disease and are wondering whether you're eligible to receive benefits, you should speak to the Welfare Rights team of your local Citizens Advice bureau. It is essential to seek expert welfare rights advice if you are considering submitting a claim as many people find the process complex. Find a local welfare rights advisor by using the AdviceLocal postcode searcher.
Claimants and their agents should be aware of scammers who try to trick people into handing over personal details by text messages or emails. The government will never ask you to provide your personal details by text message or email.
Diffuse Mesothelioma lump sum Payment (DMLP).
The Diffuse Mesothelioma Compensation Scheme (DMPS), is a compensation plan that pays lump sums to those with diffuse mesothelioma. It was established in 2014 to replace a similar scheme that was put in 2008.
The DMPS is funded by an annual levy that insurers pay for employers liability insurance. The system is driven by demand and the levy will be adjusted each year to reflect any changes in the number of applicants. The tax is collected by Tracing Services Ltd and distributed to successful claimants.
Diffuse mesothelioma can be described as a form of asbestos-related cancer that affects the lungs. It is a debilitating condition that usually has a low prognosis. The DMPS scheme is designed to assist those diagnosed with this asbestos-related cancer as quickly as is possible. It also aids family members of someone who has died from mesothelioma, and offers financial assistance to their family.
The DMPS offers lump sums to people who were exposed to asbestos while at work. This lump sum can be used to pay for living expenses as well as to fund treatments like chemotherapy and surgical procedures. The DMPS lump-sum amount is determined by the age of a person diagnosed with mesothelioma. The amount varies from PS94.750 for those who are younger than 37 years of age to PS14.722 for those over 77.
When it was first launched in the year 2000, the DMPS was welcomed by mesothelioma patients as a means to fill the gap in compensation. Four years later, it's time to inquire if it is doing enough to allow those who have been diagnosed with asbestos-related cancers to receive the compensation they are entitled to.
This is especially the case with other types of asbestos-related diseases like lung cancer. Currently, victims of these diseases who know the place they were exposed to asbestos, but whose employer has now gone out of business and whose insurers cannot be located are not able to pursue a civil compensation claim.
This is not fair and something has to be done to change this. I recently counseled a woman who developed mesothelioma. She knew that she was exposed to asbestos at British Uralite in Higham, Kent. She recalled her father working for the company, and returned home in his dusty work clothes. She was able to apply for a DMPS payment of PS18,675. However, she isn't qualified for any additional compensation from her estate.
Personal Independence Payment (PIP),
If you are suffering from mesothelioma, or another asbestos-related disease, you may be entitled to an PIP payment. This program helps with the extra costs that are associated from living with disabilities or a long-term health condition and is designed to help people who require daily care to be able to live independently. This is a benefit that is not tested for means that is provided to people who are aged 16 or older. The amount you receive is determined by your evaluation which is based on the severity of your illness and your requirements. You can find more information about PIP and how to apply via the DWP website. If you're not sure how to fill out your form, you can get help from a local Citizens Advice Group or an MS Benefits advisor.
The first step to apply for PIP is to send your application to the DWP along with your medical certificate and two proofs of identity (a passport, UK driving licence, council tax bill or housing association tenancy agreement). Then, you will be invited for an PIP assessment. It could be at your home or in the centre and could last up to an hour. You might want to bring an individual from your family or a close friend along for moral support. Additionally, you should bring your PIP claim as well as medical evidence as well as the DWP questionnaire "How your disability impacts your life".
During the PIP assessment an independent healthcare professional asks you questions about your medical condition and the amount of help and care you require to complete certain tasks. You will be asked to take two tests that will focus on your daily life and the other on mobility - and you will score points for each of the activities. You must score at least four points to be eligible for the PIP.
If you're not happy with the decision you've been given regarding your PIP assessment, you can request a mandatory review by sending an unwritten request to the DWP. This is the first thing you need to do before you can appeal. It is important to get advice prior to challenging your PIP assessment, since the outcome may be uncertain.